Zo Computer Pricing: Plans, Costs, and What You Get

Zo Computer’s pricing has two components: a server subscription and AI usage credits. Understanding both is key to knowing what you’ll actually pay each month.

Most AI tools bundle everything into one price. Zo separates compute from AI usage. That structure gives you more control, especially if you bring your own API keys.

The two-component pricing model

Component one: server subscription. This covers your persistent Linux server, storage, and always-on compute. It’s a flat monthly fee that doesn’t vary with how much AI you use.

Component two: AI usage credits. These pay for AI model calls, chatting, generating media, running agents. Zo charges credits at cost: the same rates Zo pays AI providers, with no markup.

Why this matters. Heavy AI users pay more. Light users pay less. And anyone can reduce AI costs by bringing their own API keys.

Zo Computer pricing plans

Free plan — what you get

The free plan gives you a real Zo computer with meaningful limits.

• 100GB storage. Same as paid plans. Your files, code, and projects have room to grow.
• AI model access. You can use Zo’s AI models. Usage draws from credits you add separately.
• Host one project. Deploy a web app, API server, or static site with a permanent URL.
• Server sleeps when inactive. The key free-plan constraint. Your server pauses between sessions. It restarts on your next visit, but it won’t run scheduled tasks in the background.

The free plan works for evaluation and occasional use. It doesn’t work for automated tasks that need to run while you’re away.

Basic plan — $18 per month

The Basic plan is Zo’s core offering for regular users.

What changes from free: The server stays on. Always. That means scheduled tasks run, hosted projects respond instantly, and background agents work while you sleep.

• Always-on compute. No sleep, no cold starts, no missed scheduled tasks.
• $10/month in AI credits. Included each billing cycle. Credits apply to all AI model usage within Zo.
• 100GB storage. Same as free.
• Zo MCP Server. Connect Claude Code, Cursor, Gemini CLI, or Codex to your Zo server.
• Bring your own API keys. Supplement or replace included credits with your own provider accounts.

At $18/month, the Basic plan costs less per year than a single month of Perplexity Computer’s Max plan.

Ultra plan — higher compute, $100 in AI credits

The Ultra plan is built for power users and teams with heavy AI workloads.

What changes from Basic: Higher compute capacity handles more simultaneous tasks and larger workloads. The included AI credit allowance jumps to $100 per month.

Ultra fits users who run multiple concurrent AI agents, generate large amounts of media, or host resource-intensive applications. The $100 in monthly credits covers substantial AI usage before any overage applies.

What all plans include

Regardless of plan, every Zo account gets:

• 100GB cloud storage. Documents, code, images, and project files all in one place.
• Zo MCP Server access. The MCP integration works on every plan, free included.
• Bring your own API keys. Connect your Anthropic, OpenAI, or other provider accounts to any plan.

The MCP Server access on the free plan is notable. Developers can connect Claude Code or Cursor to a Zo server without paying for Basic, with the caveat that the free server sleeps when idle.

How AI credits work

AI credits pay for model usage inside Zo. When you chat with an AI, generate an image, transcribe audio, or run an agent task, credits cover the compute.

At-cost pricing: Zo charges credits at the same rates it pays AI providers. No markup. If a model call costs Zo $0.002, it costs you $0.002 in credits.

Unused credits. Check Zo’s current terms on credit rollover, pricing structures change as products mature.

Overage. If you exhaust your included credits before the month ends, additional usage draws from credits you add manually.

Bring your own API keys — how it reduces costs

All Zo plans support bringing your own API keys from providers like Anthropic or OpenAI.

When you connect your own keys, usage for those models bills directly to your provider account, not to your Zo credits. That means:

• Lower effective AI costs for users with existing provider relationships or volume discounts.
• No credit exhaustion for usage routed through your own keys.
• Full model access without waiting for Zo to add specific model support.

Developers who already pay for Anthropic or OpenAI API access can use Zo primarily as a persistent server and MCP host, with AI costs staying separate.

Which plan should you choose?

The right plan depends on how you use Zo.

Light use, testing, occasional projects: Start with the free plan. Evaluate the platform before committing. If you hit the sleep limitation, upgrade to Basic.

Regular use, daily AI tasks, hosting, automation: Basic at $18/month. Always-on compute is what makes the platform useful for real workflows. The $10 in monthly credits covers moderate usage.

Power users and developers, heavy automation, multiple agents, large media generation: Ultra. The $100 in monthly credits and higher compute handle workloads that would exhaust Basic.

Developers primarily using Zo as a cloud environment: Basic or free with your own API keys. Route AI model calls through your existing provider accounts. Zo’s value is the persistent server and MCP integration, not just the AI credits.

How Zo pricing compares to alternatives

OpenClaw is free but requires technical expertise and runs locally. Perplexity Computer offers more managed features at 11x the price of Zo Basic. Zo sits in the middle, affordable, managed, and capable.

See the full Zo Computer alternatives breakdown for a complete comparison.

Common questions on Zo Computer pricing

”Does the free plan really include 100GB of storage?”

Yes. All plans, including free, include 100GB of cloud storage. The free plan’s main limitation is that the server sleeps when inactive, not reduced storage.

”What happens if I run out of AI credits mid-month?”

You can add credits manually to continue using AI features. Usage through your own API keys is unaffected, that billing goes directly to your provider account.

”Is AI usage really charged at the same rates Zo pays providers?”

Yes. Zo’s stated model is at-cost AI usage with no markup. This is different from most platforms that build margin into model usage pricing.

”Can I switch plans month to month?”

Check Zo’s current terms at zo.computer or their docs at zocomputer.mintlify.app. Subscription flexibility varies by platform and changes over time.

Start with what fits your current workload

Zo’s pricing is designed to grow with your usage. The free plan is a real product, not a crippled trial. Basic handles most professional use cases. Ultra serves users who push the platform hard.

At $18/month for always-on compute and $10 in AI credits, Basic is one of the most cost-efficient personal AI cloud computers available in 2026.

Path one: start on the free plan. Sign up at zo.computer this week. Connect an integration, run a scheduled task, and test the MCP Server. Upgrade when the sleep limitation becomes a blocker.

Path two: bring in a partner. Phos AI Labs helps teams evaluate AI platforms and build the right stack for their workflows. Thirty minutes, no deck. Start here.